XRP’s bullish case hinges on regulatory clarity, possible spot ETFs, and Ripple’s RLUSD and tokenization push, with a Google Gemini-based forecast putting 2026 upside at $3.75. But the catch remains: a stronger XRPL doesn’t automatically mean stronger XRP demand.
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XRP is stuck in a tight trading range, but Ripple’s real progress is happening off-chart: a MiCA win in Europe, XRPL upgrades, and RLUSD expansion are building a stronger long-term case. The price may be flat, but the plumbing is getting serious.
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Ripple is expanding RLUSD across chains and building institutional-grade tooling, but XRP still can’t shake its tight range near $1.10. The setup is clear: Ripple is doing the plumbing, while traders keep waiting for the market to care.
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XRP at $20 is possible on paper, but it would imply a $1.2 trillion market cap and far more than retail hype. The real test is whether Ripple can drive genuine institutional use, clearer regulation, and enough real-world volume to justify that valuation.
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Ripple has joined the Open USD stablecoin consortium, boosting its institutional standing, but don’t confuse that with an XRP win. OUSD is launching on other chains first, while Ripple’s own RLUSD remains a separate play.
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Ripple’s payments push is gaining traction, but more of the real utility appears to be flowing through RLUSD than XRP. That leaves holders facing the awkward question: if Ripple wins, what exactly is XRP capturing?
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Ripple’s RLUSD is now live in Japan through SBI VC Trade after FSA approval, giving the stablecoin a serious regulatory win in one of crypto’s strictest markets. The bigger question is still whether anyone actually uses it, or whether this is just another shiny compliance headline.
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Ripple’s bank-style push is looking like a win for regulated infrastructure and RLUSD first, not a guaranteed moonshot for XRP. The company may gain legitimacy and reach, but direct token demand is still unproven — a reminder that in crypto, the hype and the plumbing are often not the same thing.
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Ripple has launched RLUSD in Japan after JFSA approval, bringing its USD-backed stablecoin to SBI VC Trade for both retail and institutional users. The move strengthens Ripple’s regulated stablecoin push in one of crypto’s most tightly watched markets.
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Ripple and SBI Group have launched RLUSD in Japan after JFSA approval, giving the dollar-backed stablecoin a regulated entry into one of crypto’s strictest markets. Available via SBI VC Trade, it’s a real utility play — but adoption, not approval, is the hard part.
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