Strike has launched Bitcoin-backed loans that remove price-triggered margin calls and liquidations, but borrowers still face repayment risk and a higher cost, with reported APRs up to 14.2%. It’s a cleaner BTC lending model, not free money.
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Bitcoin-backed lending is shedding its crypto-wild-west reputation as banks, private credit firms, and rated structures move in. But the real test is whether tighter underwriting, not just bigger balance sheets, can keep leverage from repeating the Celsius-era blowups.
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CFTC permanently bars Celsius founder Alex Mashinsky from trading after Celsius’s collapse, marking the agency’s first crypto-lending enforcement case. It’s a sharp reminder that “high yield” can mask high risk, weak controls, and a very expensive trust problem.
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CFTC permanently bans Celsius founder Alex Mashinsky from regulated markets, closing another chapter in the Celsius blowup. No new fine, but the message is brutal: mislead users about safety, profit, or regulation, and the fallout can haunt you for years.
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Singapore has charged Hodlnaut’s former CEO over alleged lies tied to the TerraUSD collapse, pulling one of crypto’s ugliest 2022 failures back into the spotlight. Former CEO charged: Zhu Juntao faces fraud by false representation Alleged misleading claims: Hodlnaut said it had no UST exposure and no firm losses Real damage: nearly $190 million in […]
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Crypto Lending Rebounds to $25B in 2024: Recovery, Risks, and DeFi Surge The crypto lending market, battered by cataclysmic failures just a couple of years ago, is mounting a fierce comeback, with centralized platforms posting $25 billion in outstanding loans for Q3 2024 while decentralized finance (DeFi) borrowing has rocketed by an astonishing 959%. This […]
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Coinbase Ethereum Lending: Borrow Up to $1M in USDC—Game-Changer or Risky Gamble? Coinbase has rolled out a major update, now allowing Ethereum (ETH) holders to borrow up to $1 million in USDC using their ETH as collateral, without needing to sell a single token. This expansion of their on-chain lending service, previously exclusive to Bitcoin […]
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Bithumb Slashes Bitcoin and Crypto Lending Under South Korea Regulatory Pressure South Korea’s crypto heavyweight Bithumb has slammed the brakes on its lending ambitions, bowing to intense scrutiny from financial regulators. After launching with bold promises in July, the exchange has gutted its leverage ratios and lending caps, underscoring the fierce tug-of-war between decentralized innovation […]
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South Korea Cracks Down on Crypto Lending: New Leverage Rules for Bithumb and Upbit South Korea is slamming the brakes on the high-stakes game of crypto lending, with regulators gearing up to impose strict guidelines on leverage-heavy products that have retail investors walking a financial tightrope. The Financial Services Commission (FSC) and Financial Supervisory Service […]
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South Korea Clamps Down on Upbit and Bithumb Over Risky Crypto Lending Practices South Korean financial regulators have put Upbit and Bithumb, the country’s dominant cryptocurrency exchanges, under intense scrutiny over their high-leverage crypto lending and margin trading products launched in July 2025. With leverage ratios as high as 4:1, concerns about investor safety, potential […]
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